If you’re in the market to buy a house, there are two resources I came across recently that I recommend. First, the book Mind Your Own Mortgage has a lot of helpful advice, especially author Robert Bernabé’s recommended process for finding the lowest-cost mortgage. By that, he isn’t talking about interest rates or monthly payments. He’s talking about closing costs. Too many buyers, he argues, do not shop around for the lender with the lowest closing costs. A related resource is the Web site Closing.com, which will give you an eye-opening quick estimate as to the costs involved in closing on a home, along with a listing of local vendors and prices for appraisals, title insurance, home inspections, and more.
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