A home is typically a person’s largest expense, which is why it’s so important to choose well when buying a house. And there’s a lot more to it than choosing what type of countertops to get. From a financial standpoint, it means buying a home you can truly afford and getting the right mortgage at the right price.
One of the best books I’ve ever read on mortgages is Mind Your Own Mortgage by Robert Bernabe. As former president of E*Trade Mortgage and H&R Block Mortgage, he has deep experience with this topic.
With Bernabe’s guidance and the free tools on his web site, including his Mind Your Own Mortgage Quote Comparison process, you should be able to choose the lowest-cost mortgage almost as simply as choosing the lowest-priced gallon of gas.
He told me more about the process he advocates, including why he recommends working with direct lenders instead of mortgage brokers, in a recent Skype video interview:
If you’re in the market for a mortgage, I highly recommend “Mind Your Own Mortgage” and its companion web site.
Take a look at the video interview and then leave a comment, letting me know what new insights you gained about mortgages and also what other questions you have. I’ll follow up with Rob and get him to answer the tough ones!
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