Profitable Ideas: Rich Advice From ‘Poor Richard,’ 7 Smart Money Habits/9 To Avoid, and More

A weekly roundup of some of the more interesting and helpful personal finance articles I’ve read recently.

A dozen things I’ve learned from Benjamin Franklin about money and investing (25iq). Among his many accomplishments, Franklin was the author of “Poor Richard’s Almanack,” through which he taught many timeless lessons about money.

4 small things you can change that will make you immeasurably happier (MarketWatch). Much of it comes down to how we invest our time.

People should spread out their spending—so why don’t they? (Scientific American). Good things really do come to those who wait.

7 habits of highly frugal people (Kiplinger). This isn’t so much about frugality as it is wise money management. The only one I disagree with is number 3. I recommend generosity first, then save/invest, then build your lifestyle on what remains.

Advice college admissions officers give their own kids (Well – a NY Times blog). Great guidance from those who really know the admissions process.

9 financial mistakes you will regret forever (Clark Howard). Good list of financial landmines to watch out for.

Are you really getting a discount, or is it just a pricing trick? (Harvard Business Review). The games retailers play to make a sale, and why it’s more important than ever to do price comparisons.

In the store of the future, your shopping bag connects to the Internet (Fast Company). Many studies have demonstrated that as spending becomes more abstract (using credit cards instead of cash, for example), the more we spend. Soon, we won’t even have to touch our credit card to make a purchase. Uh-oh.

To ask questions or give feedback about any of the above articles, meet me in the comments section.

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