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Profitable Ideas: When The Biggest Risk is Playing it Too Safe, A Better Way to Sell Your Extra Stuff, and More

A weekly roundup of some of the more interesting and helpful personal finance articles I’ve read recently.

Millennials’ fear of stocks could cost them $3.3 million (USA TODAY). Especially when you’re young, the riskiest thing you can do with your investments is to play it too safe. If you need some ideas for getting started with investing, read The Essentials of Investing.

Younger generations of ‘super savers’ crushing retirement goals (Principal). For those who say they can’t afford to invest, here’s where young workers who excel at investing find the money.

Here is why your savings rate is more important than your investments’ returns (MarketWatch). Plenty of breathless headlines tell you where to invest, but a bigger key to your success is how much you invest.

How online retailers work to drain your wallet (US News). Just as store layouts are designed to encourage more spending, so are e-tailer web sites. So, just as when shopping at a physical store, plan what you’re going to buy before you go online.

How to use your imagination to make better financial decisions (Peter Lazaroff). Begin with the end in mind—or at least next year.

The key to earning more money may be switching jobs — and this chart proves it (Business Insider). It would be nice if loyalty paid more, but that doesn’t seem to be the case.

Here’s how much you’ll spend after buying your new house (MarketWatch). You saved up for the down payment and closing costs, but did you anticipate how much you might spend after you move in?

Why I quit having garage sales (and what we do instead) (The Simple Dollar). How to save time and make more money getting rid of your extra stuff.

What are your thoughts on any of the above? Let me know by leaving a comment below.

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