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Profitable Ideas: How Your Phone Impacts Your Spending, Too Much Stuff, and More

Weekly roundup of some of the best personal finance articles from around the web.

You spend 41% more at the supermarket if you keep checking your phone (MarketWatch). Distracted shopping costs more.

200 random things libraries will let you check out for free—from instant pots to skulls (Money). When was the last time you checked to see what your library offers?

Giving—or receiving—a down payment gift? Here are the tax consequences (realtor.com). Some good rules to know, especially for first-time buyers. 

15 states with a ‘marriage penalty’ in their tax brackets (Kiplinger). There are lots of financial (and, of course, other) benefits to being married. But marriage can also cost more.

3 ways your office 401(k) gives you more money than you realize (Business Insider). A lot of people still long for the days of traditional pensions, but if you have access to a 401(k) plan, that’s probably a really good deal.

There is too much stuff (The Atlantic). It’s a first-world problem, to be sure, but “choice anxiety” is a thing. And it’s given rise to Instagram influencers, brand disrupters, and retail curators.

Here’s how much a US dollar is worth in every state (USA Today). The long-term benefits of living in a low cost-of-living state cannot be overstated.

Why spending less doesn’t reduce your quality of living (The Simple Dollar). It’s all about what you choose to spend less on and why.

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