Profitable Ideas: Buying a Little More Happiness, You Might Be Owed Some Money, and More

Weekly roundup of some of the best personal finance articles from around the web.

Even someone whose finances are a mess can teach you something valuable about money management (CBNB). People are opening up about their financial lives, and you can learn from them, even if they don’t have it all together.

Return on equity (ROE): Real estate’s secret formula for success (Wealthy Nickel). If you own rental property, or aspire to one day, this is a helpful look at how to run the numbers.

Is the U.S. on its way to becoming a cashless society? (Harvard Business Review). How often do you use cash?

These colleges give you the best bang for your buck (MarketWatch). For parents of academically talented students who are leaning toward a pricey private school, an honors college can make state schools more appealing. Am I the only one who hasn’t been familiar with this “school within a school” concept?

4 ways to use your money to buy a little more happiness (Money Ning). Good simple tips for getting more joy for your money.

Should I worry about Christmas in July? (She Picks Up Pennies). This is a great idea. In our household, we transfer one-twelfth of our annual Christmas gift budget into a dedicated savings account each month. It really does make for a better Christmas.

70% of rich families lose their wealth by the second generation (Money). This cautionary tale isn’t just for the super rich.

Equifax data breach settlement: How to file a claim for $125 or free credit reporting (USA Today). There’s an easy way to see if you were impacted, and if so, there’s an easy way to sign up for your $125.

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