Profitable Ideas: When Someone Asks You For Money, The ‘Free Shipping’ Myth, and More

Weekly roundup of some of the best personal finance articles from around the web.

What should I do when people ask for money? (Chalmers). Ideas for handling what can be an awkward situation.

The mail crunch: Effectively handle damaged or stolen packages (The Simple Dollar). Stealing packages off of front porches has become unfortunately common. 

Stop believing in free shipping (The Atlantic). There’s an interesting psychology to “free shipping.”

Average start for 529 college savings (age 7) is costly, study finds (NY Times). Better late than never, but it’s even better if new parents can start saving right away.

5 things to know before you use Zelle (Clark Howard). Good advice for users of this and other money sharing apps.

Parents who pay for everything shortchange their kids (Kiplinger). There’s power and profit in saying, “no.”

I have access to a Roth 401(k) at work. Should I open one? (MarketWatch). This isn’t an either/or decision. You may be able to split your contributions between a traditional and a Roth 401(k).

How to take your career into the next decade (Medium). A collection of good career management articles—everything from finding a new job to dealing with a toxic manager.

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