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Profitable Ideas: Habits That Won’t Fail, Two Rules For Building Wealth, and More

Weekly roundup of some of the best personal finance articles from around the web.

5 common mistakes that cause new habits to fail (James Clear). Good insights for anyone with new goals for the new year.

Two simple rules for building wealth (A Teachable Moment). “Simple beats complex in investing and life.”

Those messy humans (Humble Dollar). If wise money management was simply about knowing what to do, we’d all be doing well. But there’s more to it than that.

7 lessons my kids’ puzzles taught me about financial independence (Money Ning). Some valuable insights that are worth taking to heart.

5 telltale signs that you may not be ready to buy a home (realtor.com). Tempted by the low interest rates? This list may be a reality check.

FAFSA’s expected family contribution is going away. Good riddance. (NY Times). The process of determining how much financial aid your college-bound child may qualify for should become a bit less confusing, and lower-income families may qualify for more.

Glorifying God with your stimulus check (The Gospel Coalition). When extra money comes your way, it’s best to have planned ahead.

Will adding your children as authorized users help their credit? (US News). The whole idea here may strike some as wrong, but I think it’s wise to teach kids about the proper use of credit before they leave home.

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