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Profitable Ideas: Whether to Invest in Cryptos, Thinking of Future You, and More

Weekly roundup of interesting and helpful personal finance articles from around the web.

What’s a better investment? Bitcoin or a Roth IRA? (Paul Merriman). One of the most reasonable articles I’ve read about cryptocurrency investing.

Dollar cost averaging vs. lump sum: the definitive guide (Of Dollars and Data). The lump sum wins, if you can handle the risk.

Stop being so hard on yourself (HBR). Your inner critic might be holding you back in your career. Here’s how to overcome it.

A federal college loan program can trap parents in debt (NY Times). Thinking about taking out a Parent PLUS loan? Read this first.

Let’s think of future us (No Sidebar). Such a simple concept, with so many important benefits. 

12 non-extreme ways to save money on groceries (Money Ning). For most people, food is one of the biggest monthly expenses. Putting even a couple of these ideas into practice could result in some noticeable savings.

How much to budget for home maintenance (US News). Do you have a line item on your budget for home maintenance and repairs? Not having one is among the most common budgeting mistakes I see.

Is buying cryptocurrency investing or gambling? Here’s how to tell the difference (USA Today). Here’s my starting point: If you don’t understand it, don’t invest in it.

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