Profitable Ideas: A Digital Estate Plan, The Many Benefits of Minimalism, and More

Weekly roundup of interesting and helpful personal finance articles from around the web.

Why your estate plan needs to include digital assets like passwords and cryptocurrency (Money). You probably have more digital assets than you realize. What will happen to all of it if something happens to you?

It’s time for Americans to buy less stuff (Vox). Just in time for the busiest shopping season of the year!

Why student loans are more dangerous than other types of debt (Practically Independent). They’re easy to qualify for, and they’ll be part of your life for at least 10 years. A tough combination.

You’ve heard of job security, but what about income security? (Money Ning). Having multiple streams of income is a very good thing.

The difference between a hard inquiry and a soft inquiry on your credit report (Clark Howard). One will impact your credit score, the other won’t.

10 unexpected areas of life impacted by minimalism (Becoming Minimalist). Cutting back on stuff will add greatly to your financial health, your physical health, and more.

Tax withholding adjustments can boost your paycheck now and avoid penalties later (Kiplinger). It can be a good idea to estimate your taxes before the year is done and make sure you’re not having too much or too little withheld.

How to build your emergency fund fast (USA Today). The answer to building a financial cushion might be closer at hand than you realize.

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