Weekly roundup of interesting and helpful personal finance articles from around the web.
Why rich people avoid consumerism (Darius Foroux). “Most people don’t own income-producing or liquid assets. Most people own products and debt.”
Assured misery (Collaborative Fund). What to avoid if you want to be happier—in your use of money, and otherwise.
The long game always wins (Financial Panther). Patience is a superpower.
Venmo privacy settings to change now (Washington Post). “If you’re using Venmo, which is owned by PayPal, you should hightail it to the settings screen and start making these changes.”
One thing to remember about improving your financial habits (Incognito Money Scribe). How has the pandemic changed your financial habits for the better? And what are you doing to make sure those changes last?
You may soon be able to swap your 401(k) for a lifelong monthly check (Money). Definitely a case of buyer beware. First, an annuity might not be your best option. Second, if you want one, you may be better off looking beyond what’s available through your 401(k).
How to plan your life with the 1-3-5 rule (Life Hack). A good system for getting more out of your day.
This alternative to Christmas gifts was our best decision ever (Luke1428). It may not cost less, but it’s likely that it will be remembered longer.
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