Profitable Ideas: Feeling Secure, From Living Rooms to Landfills, and More

Weekly roundup of recommended personal finance articles from around the web.

Americans say they need to earn $128,000 to feel financially okay (Bloomberg). How much you make matters, to be sure. But how well you manage what you make can make a big difference. It’s why some people who make a lot feel like they never have enough and some people who make relatively little feel content.

From living rooms to landfills, some holiday shopping returns take a ‘very sad path’ (NPR). Today, things are easy to get and easy to return. But there’s a price being paid for all this convenience.

I didn’t start investing until I was 33. So I did these 5 things to make up for lost time. (USA Today). Smart ways to lean on the financial accelerator.

Three reasons not to wait to talk to your kids about money (The Evidence-Based Investor). Whether we realize it or not, our kids are learning their most important money lessons from us.

4 big mistakes of my 20s that affected my net worth (Luke1428). While some of life’s best lessons come from our own mistakes (believe me, I know), it’s less painful to learn from other people’s mistakes.  

Want to spend less money this year? Try a minimalist low-buy or no-buy period (CNBC). This article pairs well with Radical Ways to Accomplish Your Financial Goals). 

The law of habituation: Why you should own five sentimental items instead of fifty (Becoming Minimalist). How much stuff from your past do you really need?

Less than half of Americans can cover a surprise $1,000 expense, survey finds (CBS Money Watch). How strong is your rainy day fund?

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