Profitable Ideas: The Money Mindset Forms Early, The High Cost of Cheap Clothing, and More

Weekly roundup of recommended personal finance articles from around the web.

Your money mindset forms by 7: and the gift keeps on giving (Kiplinger). Why it’s so important to teach kids about money from an early age.

How to ask for a raise, without alienating your boss along the way (NY Times). These people should know; they’re the boss.

I ruined my family’s finances by withdrawing from my 401(k) to buy a house—and I regret it (MarketWatch). While it’s generally a bad idea to raid your retirement fund, if you have to, there’s a right way and a wrong way. 

Survey: nearly a third have experienced financial infidelity (US News). And that’s just the number who admit to it!

Your credit card rewards might not be worth it (Vox). Somebody pays for those rewards, and it might be you.

What is the child tax credit? (US News). There was an increase to the child tax credit during the worst of the pandemic, but now it’s back to where it used to be.

Does it matter where you clothes come from? (Relevant Magazine). This is a tough issue, but one that’s well worth thinking about.

FOMO: the worst financial trait (Collaborative Fund). Why subtracting bad traits may be more profitable than adding good ones.

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