Weekly list of curated personal finance articles from around the web.

Tipping is everywhere and consumers are fed up. How some are coping. (Wall Street Journal). How do you deal with the seemingly constant prompts to leave a tip?

How to protect your information when banking online (US News). Have you taken these steps to keep your online banking safe?

Has the campaign to get smartphones out of schools reached a tipping point? (The Guardian). Written for a UK audience but with implications for anyone who has a school-age child.

Rolling over your Roth 401(k)? Here are 4 must-know moves (Morningstar). Direct or indirect? And other rules you should know.

Give now, not later (Of Dollars and Data). Rethinking some common assumptions about estate planning.

Inside out & upside down (Finding Joy). “Compassion helps us stay connected to our shared humanity, even when the world feels jagged.”

Most and least financially literate states (2025) (WalletHub). How does your state rank?

Incoming college freshmen are set to rack up $40,000 in student debt by graduation, report says (CNBC). That’s a heavy weight for a young person to carry into their post-college life.

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