Weekly list of curated personal finance articles from around the web.

A method for maximizing memories with money (Tim Maurer). “By the time your child turns 18, you've spent ~95% of the time you will ever spend with them in your lifetime.” I’ve seen this stat before, but it never ceases to stop me in my tracks. Wow.

Your iPhone is a target for thieves. Do this to help protect your data. (Washington Post). The loss of your phone could create a mountain of headaches and the potential for great financial loss. Here’s how to protect it.

Retail therapy is common—how to curb it (NerdWallet, via Fidelity). Emotion and money don’t mix well.

I was terrible at money. My daughter should learn from my mistakes. (Wall Street Journal). “There is no such thing as being bad at money. You just have to learn it like a language.”

The 10 worst-paying college majors, 5 years after graduation (CNBC). That’s not to say your kids shouldn’t study these topics, just that they should be realistic when comparing the cost of college with future earnings.

When the stuff you love keeps you from the stuff you love (Becoming Minimalist). Sentimental stuff can be the toughest stuff to part with.

10% returns in the stock market (A Wealth of Common Sense). One of the really important lessons for investors—the market’s long-term average annual return is made up of lots of up and down years.

11 red flags job recruiters never ignore (Fast Company). Some of the most job application mistakes.

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