Weekly list of curated personal finance articles from around the web.

The one realization that can change everything about your finances (Becoming Minimalist). Our stuff takes up far more than just space.

The 401(k) mistake that could cost you millions in retirement savings (Kiplinger). Changing how much you contribute based on market conditions is just another form of market timing.

The Joneses aren’t that happy (A Wealth of Common Sense). When happiness is relative, there’s never enough.

Your credit report just got easier to understand (Money). When was the last time you requested a free copy of your credit report?

Why are young girls fixated on skincare? Inside the new beauty pressure (Screenagers). The latest iteration of our consumer culture: today’s “beauty influencers” are as young as seven! Here are some ideas for parents.

What is generational wealth and how do you build it? (Yahoo Finance). On the importance of passing along more than money.

How homeowners are saving on insurance by upgrading their houses against disasters (NPR). The next time you need a new roof, check to see if some upgrades will lower your insurance.

The tech exit: a practical guide to freeing kids and teens from smartphones (Daily Citizen). Most parents could use a little help with this.

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