Profitable Ideas: Coupons Are So Yesterday, The Hidden Costs of Clutter, and More

July 4, 2025

Weekly list of curated personal finance articles from around the web.

How coupons became passé, even in a high-price world (Wall Street Journal). People are opting for less time-consuming ways of saving on more expensive purchases.

Three things my aunt did that made saying goodbye a little easier (Becoming Minimalist). An uncluttered home and having your paperwork in order will be gifts to your loved ones after you’re gone.

The 4 rules for cash: How to manage your money the smart way (Morningstar). How to know if you’re holding too little, too much, or just the right amount of money in cash.

For families, dumb phones might be the smart choice (Institute for Family Studies). The benefits of choosing a very different technology path than most people.

5 compelling reasons why buying is not always better than renting (MoneyNing). One of the most common mistakes I see on people’s budgets is not allocating enough money to home maintenance and repairs.

Don’t make this costly 401(k) mistake (and what to do instead) (Clark Howard). Don’t let news headlines scare you out of the market.

The hidden costs of clutter: 11 things it steals from you (No Sidebar). Good reasons to get rid of more stuff.

How to ask for a raise: 6 mistakes that can hurt your chances — and what to do instead (USA TODAY). “Only 13% of full-time employees requested a raise in 2023, but 66% of those who did received one.” As I like to say, you’ll never know what you can get unless you ask.

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