Profitable Ideas: The Mortgage-Like Car Payment, Overcoming “Personal Stagflation,” and More

January 23, 2026

Weekly list of curated personal finance articles from around the web.

More Americans than ever are stuck with $1,000-plus car payments (Money). After running lots of numbers, one inescapable conclusion jumped off the spreadsheet: If you’re going to live generously, save and invest for the future, and enjoy some financial margin, a car payment of any size doesn’t fit.

An antidote to “personal stagnation” (The Root of All). Jacob is one of those writers who consistently delivers articles well worth reading. Here’s another case in point.

Tax alert: new confusion over free filing (Clark Howard). It’s still possible to file your taxes online for free.

They quit their day jobs to bet on current events. A look inside the prediction market mania (NPR). The blurring of the line between investing and gambling is one of the big trends in our culture today.

3 financial regrets I had after moving from the east to west coast (Yahoo Finance). The cost of living from one area to another can vary a lot. We experienced a great financial benefit in moving from Illinois to Kentucky in 2012—much lower property taxes.

The 10-minute budgeting routine that will actually change your life (Relevant). Okay, the headline is a bit hyped, but I love the idea of turning what could be a purely financial chore into something more meaningful.

When should kids own a cell phone? (MoneyNing). There’s a lot of social pressure around this one, and a lot of benefits to going slow.

How Blake Edwards built an $865,000 net worth by age 31 (Marriage, Kids, and Money). Love the section, “Income growth without lifestyle inflation.”

To weigh in on any of the above, just leave a comment below. And if you haven’t done so already, sign up for a free subscription to this blog.

0 Comments

Submit a Comment

Your email address will not be published. Required fields are marked *


Share This