Profitable Ideas: College Math, How to Go Big With Giving, and More

February 20, 2026

Weekly list of curated personal finance articles from around the web.

College budgeting vs. wishful thinking (The College Financial Lady). When your child goes off to college, some of your household expenses will decline, but others will grow.

The real financial cost of childhood trauma (Advisor Perspectives). Maybe what’s holding you back financially can’t be found on a spreadsheet or calculator.

The kid isn’t going to college. What to do with that 529 plan. (Barron’s—free registration required). There are options beyond taking a taxable distribution.

Why being busy is keeping you from being productive (LifeHack). Ask yourself, what important projects are you actually moving forward each day?

A smart gift to give: How appreciated assets can offer big impact and tax breaks (Modera Wealth Management). A nice gift to your church or other ministry and a sweet tax break for you.

The two most dangerous threats to your parents’ wealth (The Everyday Advisor). As your parents get older, be on the lookout for these potential dangers.

How to sell your car: 6 simple guidelines to get top dollar (MoneyNing). You can probably get more for it by selling it yourself rather than trading it in, but it’ll take some time and effort.

The 401(k) milestones everyone should hit ASAP — and next steps to take once you pass them (San Francisco Chronicle). A step by step guide toward becoming a 401(k) super saver.

To weigh in on any of the above, just leave a comment below. And if you haven’t done so already, sign up for a free subscription to this blog.

2 Comments

  1. Lucy Chappell

    How can I read the 401(k) milestones without subscribing to the San Francisco Chronicle?

    Reply
    • Matt Bell

      Sorry about that, Lucy. I found a different way for you to access that article. Try it now.

      Reply

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