Weekly list of curated personal finance articles from around the web.

Three decisions that will make or break your family budget (Becoming Minimalist). I’ve long believed that there are just a few financial decisions that can make a world of difference in your financial life.

Affordability still dominates Americans’ financial worries (Gallup). Not a very optimistic picture of people’s financial condition. What financial concerns are weighing on you?

Keeping vulnerable loved ones (and yourself) safe from fraud (Oblivious Investor). Some good rules of the road for not being scammed.

Who’s getting your money? The beneficiary designation quiz (Kiplinger). Have you named beneficiaries on all of your accounts?

Why more college graduates are stuck in jobs that don’t require degrees (Bloomberg). “What students are studying is out of sync with where the economy is creating jobs.”

Canadian woman gives free bikes and trikes to thousands of kids in the past 14 years (Good News Network). I love stories like this.

Pet insurance: Worth it or Just Hype? (The White Coat Investor). As a dog-owning family, I’ve wondered about this. At this point, we’re going without. What’s been your experience?

Your company is offering you stock. Should you buy it? (Barron’s). Probably, but not too much. See also, The Risks and Advantages of Employer Stock in Your Retirement Account (Sound Mind Investing).

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