Practical Steps for Getting Out of Debt

Practical Steps for Getting Out of Debt

People often think of a budget as a ball & chain.  In truth, it’s the exact opposite – a tool that leads to great financial freedom.  But there is such a thing as a financial ball & chain.  It’s called debt. Debt is a drag.  It creates stress, keeps us from...
The Perks of Plastic

The Perks of Plastic

Some people seem surprised to learn that I use credit cards.  After all, I once had $20,000 of credit card debt.  However, I’ve learned from my mistakes and now follow four rules for the wise use of credit cards. Anyone who follows those rules will find that credit...