There’s a new report out that says very few Americans are financially healthy. Working with researchers at the University of Southern California, the Center for Financial Services Innovation (CFSI) developed an eight-question survey that was taken by a representative sample of U.S. adults, leading to what it calls the U.S. Financial Health Pulse. Its results […]
Those of us who write about money for a living can get a little carried away by some of the nitty-gritty details. That seemed to be the case in a surprisingly impassioned debate that sprang up recently over what a person’s higher priority should be—controlling spending or controlling saving. At first, it seemed kind of […]
A weekly roundup of some of the best personal finance articles from around the web. The 5 things that best predict how rich you’ll be (Moneyish). Good things come to those who know how to wait. Is your employer’s retirement plan any good? Here’s how to find out (Quartz). All 401(k) plans are not created equal. Be […]
Wise money management is one of the most important subjects typically not taught in school. And unfortunately, where it is being taught, many of the efforts have been found to be ineffective. The issue seems to be that such teaching is too abstract. There’s been too much lecturing and too little letting kids do real […]
In a recent post, I described generosity as An Irrational Financial Act, going on to explain why it’s actually essential for anyone who wants to experience simple, meaningful financial success. With this post, I’d like to answer two very common questions about generosity. How Much to Give I believe the first principle to follow when […]
A weekly roundup of some of the best personal finance articles from around the web. What Hurricane Maria taught my family about life, money, and community (Wise Bread). A powerful reflection on a forced hardship. The psychology of money (Collaborative Fund). It isn’t how much you make; it’s what you do with what you make. But the […]
A weekly roundup of some of the best personal finance articles from around the web. How thieves create fake identities with kids’ Social Security numbers (USA TODAY). We need to protect not just ourselves from ID theft, but our kids, too. The high cost of homeownership (Get Rich Slowly). It’s all too easy, especially for first-time homebuyers, […]
A weekly roundup of some of the more interesting and helpful personal finance articles I’ve read recently. What’s on your ‘to-be’ list for the New Year? (Sound Mind Investing). Especially if your resolutions look the same every year, maybe it’s time for a fresh approach to planning. How criminals can steal money off your gift cards (Clark […]
A weekly roundup of some of the more interesting and helpful personal finance articles I’ve read recently. 4 things retailers don’t want you to know about black Friday (MarketWatch). Some important reminders that may make you think twice about fighting the crowds. How to protect your retirement account from a hack (Wise Bread). The protections for investment […]
It’s easy to make managing money more complicated than it needs to be. That’s because money isn’t just an objective “means of exchange” as the dictionary defines it. Money is wrapped up in our emotions – our hopes, dreams, and fears. And our use of it is strongly influenced by the many messages of our […]
