Is an iPad a Luxury or Necessity?

An Internet connection.  An annual vacation.  The financial freedom to shop for birthdays and other special occasions.  Are these essentials or luxuries?  For many of today’s baby boomers, they are essentials. According to a survey conducted by MainStay Investments...

Still Stressed About Debt

Americans are paying down their debt, but that hasn’t eased their stress.  Some 46 percent of American adults say they are stressed about their debts, according to a new Associated Press-GfK survey.  That’s about the same as last year.  Those feeling the most stress...

One Simple Word

Do you find it more difficult to feel thankful this year?  Even if you still have your job, you probably know someone who has lost his or hers.  Or have the tough times made you more aware of and thankful for some of life’s simple gifts? We have felt the pain of...