Archive | Spending Smart

When Smart Shopping Becomes Disturbing

A new study of Wal-Mart shoppers (and that’s 9 out of 10 of us) shows that the economy is reshaping how we shop. As reported by USA TODAY, Wal-Mart has seen a double-digit decline in credit card use, a noticeable shift from the sale of discretionary products to necessary products, twice as many private label […]

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Stay Away From Layaway

Buying “on layaway” is making a comeback. As reported by The Wall Street Journal, the Depression-era retail practice of letting shoppers put items away while they pay for them a little at a time is coming back in fashion. Analysts cite our rough economy, which has limited people’s access to credit. Kmart has even made […]

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Spending Smart

While we can’t control what’s happening in the stock market we can control what’s happening in our homes, and now is an especially good time to look for ways to spend smarter. U.S. News & World Report offers a great collection of ideas for saving on the cost of food, clothing, healthcare, and more. Such […]

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Economizing Now and Forever

In the last issue of this eNewsletter, in an article about changes people are making in response to our tough economy, I asked what changes you’ve made that you believe will be permanent. Among those who wrote, Maria says she’s been taking a bus to work instead of driving. She’s saving money by doing so, […]

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Couponing in a Hurry

Everyone knows that coupons can save you money when shopping for groceries. But not everyone thinks they have the time for all that sorting and clipping. Syndicated columnist Gregory Karp highlighted some sites that make the job easier. CouponMom.com, which is free but requires registration, enables you to easily scroll through a chain’s weekly deals […]

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Free is Good

Each year, Kiplinger.com highlights its favorite freebies. In this year’s collection, it tells where to find free foreign language lessons, a free wireless connection while traveling, free e-books and sheet music, and not just one but two of the better free recipe collections. I’m writing this from a peaceful room overlooking a river at one […]

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The Incredible Shrinking Package

Does it seem as though the packages lining grocery store aisles are getting smaller? They are. It’s a strategy some packaged goods manufacturers are using to pass along their higher costs. Instead of raising the price on a normal sized container, they are shrinking the container but charging what they used to charge for the […]

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When Not to Reduce Spending

High gasoline and food prices have people tightening their belts in one place where frugality is not likely to pay off: their healthcare. MarketWatch reported on a survey by the National Association of Insurance Commissioners, in which about one in five (22 percent) Americans said they have reduced their visits to the doctor in order […]

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