Archive | Spending Smart

Deals That Delight

One upside to a down economy is that lots of products are on deep discount before Christmas. But which deals will truly satisfy? According to a recent Wall Street Journal article, behavioral economists and psychologists have found that products that enrich your relationship with friends or family members rate the highest on the satisfaction scale. […]

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Save on Everything – Part Two

In the last issue of this eNewsletter I steered you to a blog post with links to some of the best money-saving ideas from around the blogosphere. Now, here’s a collection of some of the best holiday-related money saving ideas from various blogs. And, with an assist from a reader named Mary Ellen, here’s a […]

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Save on Everything

Suggesting ways to save money is the core mission of most personal finance writers. Now a personal finance blogger has compiled over 1,000 of the best money-saving ideas from across the blogosphere, all linked to their original sources. With a list this large there are bound to be some obvious ideas (“bring your lunch to […]

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More Gift Giving Tips

If you have a child on your gift list this year, buy them something that doesn’t require batteries. Such gifts usually require more imagination on the child’s part and less ongoing cost for the child’s parents. Also, do as much of your shopping as possible online. Whenever I’m shopping online I open three Internet windows–one […]

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It Isn’t Rocket Science

There was a funny post on the No Credit Needed blog showing a purchase decision flow chart. It lays out the process of making a wise spending choice so logically that it’ll make you laugh. p(matt). It reminded me of the Saturday Night Live skit called Don’t Buy Stuff You Cannot Afford, which may be […]

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When Smart Shopping Becomes Disturbing

A new study of Wal-Mart shoppers (and that’s 9 out of 10 of us) shows that the economy is reshaping how we shop. As reported by USA TODAY, Wal-Mart has seen a double-digit decline in credit card use, a noticeable shift from the sale of discretionary products to necessary products, twice as many private label […]

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Stay Away From Layaway

Buying “on layaway” is making a comeback. As reported by The Wall Street Journal, the Depression-era retail practice of letting shoppers put items away while they pay for them a little at a time is coming back in fashion. Analysts cite our rough economy, which has limited people’s access to credit. Kmart has even made […]

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Spending Smart

While we can’t control what’s happening in the stock market we can control what’s happening in our homes, and now is an especially good time to look for ways to spend smarter. U.S. News & World Report offers a great collection of ideas for saving on the cost of food, clothing, healthcare, and more. Such […]

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