Archive | Spending Smart

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The Best Deals Ever

Ever since my wife, Jude, found out that Target regularly drops off brand new items at our local Goodwill Store, she has gotten in the habit of shopping there. On a recent visit, she was surprised to find new LEGO sets for 60 percent off the original retail price, so she stocked up on what […]

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Batteries

Which Batteries Are Best?

A big part of wise money management is buying stuff that lasts.  I thought about that recently while replacing the batteries on one of our kids’ toys and realized that somehow we had gotten out of the habit of using rechargeable batteries.  It prompted me to do some research into which batteries are best, and […]

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Knowledge

How to Read eBooks For Free

With Amazon reporting that it now sells more ebooks than paperbacks, it’s clear that lots of people have gotten comfortable reading books on a screen.  In part, it reflects the rapid acceptance of ebook reading devices like Amazon’s Kindle, Barnes & Noble’s Nook, and the Sony Reader.  It may also be because each company offers […]

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How to Get the Best Deals

We recently needed to buy a new garbage disposal.  The process we used to get the best product for the best price can be applied to all sorts of purchases. Save Money With the Right Reaction Many years ago I remember hearing a negotiation expert talk about one simple technique that’s virtually guaranteed to save […]

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Tap Water: It’s Cheap, But Is It Safe?

I used to be strictly a tap water guy. It’s inexpensive and everything I read about the water in Chicago, where I live, told me it’s among the safest in the country.  Reading an article entitled “Message in a Bottle” in Fast Company only furthered my commitment to avoid bottled water. Troubling News About Water […]

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Regret

Financial Regrets: Who Hasn’t Had a Few?

The personal finance blog Watson Inc asked a great question recently: what do you wish you had done differently financially? The author named four of his own financial regrets: financing a car, taking out too much in student loans, not getting started with investing earlier, and not delaying grad school until he could better afford […]

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Avoid These Holiday Shopping Traps

As we move into the retail industry’s most important season of the year, Consumer Reports is out with some helpful guidance on what to watch out for. The biggest trap, according to the magazine, is purchasing an extended warranty.  These are significant profit generators for the stores that sell them, but are rarely a good […]

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Gift Card 411

Gift cards are this year’s most requested holiday gift, topping the wish lists of nearly 60 percent of adults, according to the National Retail Federation.  The good news, as reported by Walletpop, is that recent laws have made gift cards more user-friendly than ever.  For example, all cards must now be valid for five years […]

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