Tag Archives | Budgets

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The Key to Getting the Most From Mint.com

Using a budget is not a one-size-fits-all sort of deal.  You could use a paper & pencil system, the envelope system, an Excel spreadsheet, software like Quicken, or an online tool like Mint.com. For those interested in giving Mint a try, I’m showing how in a series of short instructional videos.  In the video below, […]

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Mint Screen Shot

Getting Started With Mint.com

People who’ve never used a budget usually hate the idea.   They think of a budget as the wicked witch of personal finance whose sole purpose is to drive any semblance of fun right out of their financial life. In truth, it’s just the opposite.  A budget, or as I prefer, a Cash Flow Plan, is […]

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Home finance

How a Budget Leads to Financial Freedom

People who’ve never used a budget – or cash flow plan, as I prefer – usually assume it’ll be restrictive.  They think of a budget as something you go on like a diet.  They see budgets as being about cutting back, tightening the belt, reining themselves in.  For them, budgets are about less. But a […]

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Couple Budget

How to Budget: Don’t Miss This Step

Regular readers know I highly recommend that everyone use a budget, or as I prefer, a Cash Flow Plan.  It’s the most powerful tool I know of for smart money management. There are three steps involved in using a Cash Flow Plan. First, plan the use of your income.  How much will you give, save, […]

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Which Household Budget System Is Best For You?

A Cash Flow Plan (budget) is the single most powerful personal finance tool anyone can use for wise money management.  But this is not a one-size-fits all proposition; there are different planning and tracking systems, each with its own advantages.  Here are the options, along with my recommendations as to who would benefit the most […]

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How Much Should I Spend?

Regular readers of this blog know that I’m a strong believer in the use of a budget.  Once you start tracking your income and expenses, the next logical question is how much should I spend on food, fun, and all the rest.  That’s why I developed detailed recommended spending guidelines for one-, two-, three-, and […]

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