Tag Archives | Emergency Fund

Lightbulb-623

Profitable Ideas: No Regrets, No More Stinkin’ Thinkin’ About Money, and More

A weekly roundup of some of the more interesting and helpful personal finance articles I’ve read recently. Millions of Americans regret not saving for retirement earlier (Yahoo Finance). Learn from older Americans and avoid their number one financial regret. One smart thing you can do for your retirement today (Wise Bread). Need an action step […]

Continue Reading
Lightbulb-623

Profitable Ideas: The Most Powerful Personal Finance Tool, Taking Frugality Too Far, and More

A weekly roundup of some of the more interesting and helpful personal finance articles I’ve read recently. I used an app to set up my first-ever budget and it changed the way I look at money (Business Insider). Nice first-person account of the benefits of using the most powerful personal finance tool available. Do you […]

Continue Reading
Daddy_Daughter_623

Saving Money is All About the ‘Why’

I know a man who started saving for his daughter’s wedding when she was just a little girl. Long before she ever met the man she would marry her father was setting money aside for her special day, even when money was tight. Over the years, he could have spent more on himself, buying a […]

Continue Reading
Piggy Bank2

Pay Yourself Second

Of all the things you can do with money, few are more boring than putting it into a savings account, right? Spending it?  Now, that’s fun.  Investing can be enjoyable, too.  But parking some money in an “interest-bearing” savings account where $1,000 may turn into $1,001 in a year’s time?  Who needs it? You do, […]

Continue Reading
Two Piggy Banks

Why Two Savings Accounts Are Better Than One

Interested in dialing down your financial stress and making your finances run more smoothly?  Open and maintain two savings accounts. Savings Account Number One: An Emergency Fund During the early days of the recession, I worked with the market research firm Synovate to conduct a national survey (See “Tough Times Call for…”) asking people how […]

Continue Reading

Best of Money Carnival #67

It’s my pleasure to serve as host of this week’s Best of Money Carnival, a weekly listing of the top ten personal finance blog posts.  As always, there were many great submissions.  Here are my picks for this week’s top ten in countdown order. 10. The New Frugality posted at Reasonably Rich: Lauren writes about […]

Continue Reading

Why You Need Two Savings Accounts

A very common New Year’s resolution is to save more money.  That’s a worthy goal, but I recommend that you maintain two savings accounts—an “If” savings account and a near-term “When” savings account. “If” savings is your emergency fund.  It’s for all of life’s if’s—if you incur significant medical or house repair expenses that are […]

Continue Reading
http://edge.quantserve.com/quant.js