A Cash Flow Plan (budget) is the single most powerful personal finance tool anyone can use for wise money management. But this is not a one-size-fits all proposition; there are different planning and tracking systems, each with its own advantages. Here are the options, along with my recommendations as to who would benefit the most […]
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How Much Should I Spend?
Regular readers of this blog know that I’m a strong believer in the use of a budget. Once you start tracking your income and expenses, the next logical question is how much should I spend on food, fun, and all the rest. That’s why I developed detailed recommended spending guidelines for one-, two-, three-, and […]