College
- Estimate the cost of college: Savingforcollege.com
- Turn everyday spending into college savings with UPromise
- Learn about paying off student loans here
- Work a public service job to pay off student loans
Credit Report/Score
- Order your free credit reports: AnnualCreditReport.com
- Learn what impacts your score: myFICO
Credit Union
- Great faith-based organization: Christian Community Credit Union
Debt
- Calculator that compares the impact of paying extra toward your lowest balance debt (the snowball method) vs your highest interest rate debt (the avalanche method): Unbury Me
Eco Tips
- Consumer Reports: Greener Choices
- Recycling resources: Earth 911
Estate Planning
- Write your own will: Nolo
Financial Advisors
- Find a faith-based advisor: Kingdom Advisors
Food
- Which organics are worth the price? EWG Guide
- Smart seafood choices: Monterey Bay Aquarium
- Find farmers’ markets: LocalHarvest
Free Smarts
- Courses from 200+ universities: Open Courseware Consortium
- Lectures on YouTube: YouTube EDU
- Academic Earth
Free Stuff
- Craigslist Craigslist (Check “free” listings in the “for sale” section)
- Freecycle: Freecycle (Give and receive)
Generosity
- Sponsor a needy child: Compassion International
- Sponsor a needy child: World Vision
- How to value donated items: Salvation Army Valuation Guide
Home Maintenance and Repair Guides
- Home Depot: DIY Projects and Ideas
- Lowe’s: Creative Ideas
- This Old House: Home Improvement Topics
- Best drain opener: Thrift
Housing
Identity Theft
- Financial ID theft: FTC Site
- Medical ID theft: World Privacy Forum
- Opt out of credit and insurance offers: OptOutPrescreen.com
Insurance
- How much insurance do you need? Life and Health Insurance Foundation for Education
- What’s your home’s flood risk? Fed’s FloodSmart Site
Investing
- Simple retirement planning calculator: Fidelity (Click on “The Fidelity Retirement Score”)
- Asset allocation questionnaire/guide from Vanguard
- Faith-based investing web site and newsletter Sound Mind Investing
Paying Less
- Compare prices at Deals of America, Pricegrabber.com, Shopping.com, or Shopzilla.com
- Get grocery coupons: The Coupon Mom
- Canadian coupons site: Smartcanucks.ca
- Get money back: Ebates
Restaurant Meals
- Dine out for less: Restaurant.com (To save even more, search for “Restaurant.com coupon codes”)
Special Needs
- Financial resources for families with someone who has a disability: Able Futures
Taxes
- See if you’re having too much withheld: IRS Calculator
- TaxCaster, a free federal income tax calculator from TurboTax
- Free Tax Calculator from 1040.com
Teaching Kids About Money
- DVD-based workshop: Raising Financially Freed-Up Kids
- Teaching kids age 2-18: Raising a Money Smart Child (PDF)
Travel
- Search the travel search engines: Mobissimo
Utilities
- Heat and cool your home for less: Energy Star
Vehicles
- Learn a vehicle’s true cost to own: Edmunds.com Calculator
- See which cars are the safest: Insurance Institute for Highway Safety
- See how much a car is worth: Kelley Blue Book
- Read reviews and more: Consumer Reports (For ratings, consider a one month paid subscription)
- Find the cheapest gasoline: GasBuddy.com