Archive | Budgeting/Planning

Getting Started With a Budget
Using a budget is one of the smartest money management moves you could make. For guidance on using a paper & pencil system, read the Budget Quick Start Guide and make use of the Cash Flow Plan, Cash Flow Tracker, and Recommended Spending Guidelines, all found in the Resources section. For help using the online tool Mint.com, watch my tutorials here, here, and here. And for help with the Envelope system, read this article.

Remember, “The plans of the diligent lead to profit as surely as haste leads to poverty.” – Proverbs 21:5

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Profitable Ideas: Cultivating Gratitude, The Care and Feeding of a Budgeting Brain, and More

Weekly list of curated personal finance articles from around the web. How to teach your children gratitude (The White Coat Investor). Cultivating within them the habit of gratitude will serve our kids well. When consumers prefer simple packaging—and when they don’t (Wall Street Journal). Yet another interesting look at the science of marketing. ‘Reduce some […]

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Profitable Ideas: Why We Buy, Virtual Credit Cards, and More

Weekly list of curated personal finance articles from around the web. Why we buy: the role of comparison in our spending choices (Becoming Minimalist). “Social indifference” is a good goal — actively not caring how other people are spending money (I didn’t say it would be easy!). Virtual credit cards: what are they and should […]

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Profitable Ideas: More Money in Your Paycheck, Uncommon Advice on Choosing a College, and More

Weekly list of curated personal finance articles from around the web. You may see more money in your paycheck this month. Here’s why (CNN). Revised tax brackets may mean you’ll owe Uncle Sam a bit less. Cell phones in school: a conversation starter (Screenagers). This site is worth following for help managing screen time in […]

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Profitable Ideas: Goodbye Mint, Experiencing a Better Christmas, and More

Weekly list of curated personal finance articles from around the web. Goodbye Mint, hello…? (Sound Mind Investing). My go-to budgeting app is shutting down. Such a bummer! Thankfully, there are alternatives.  How to make your holiday more about experiences and less about gifts (No Sidebar). You don’t have to eliminate gifts all together, but making […]

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Setting Financial Priorities: A Framework for Financial Success

It’s easy to make managing money more complicated than it needs to be. That’s because money isn’t just an objective “means of exchange” as the dictionary defines it. Money is wrapped up in our emotions – our hopes, dreams, and fears. And our use of it is strongly influenced by the many messages of our […]

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A Simple Step Toward a Solid Financial Future

An endless number of studies have documented people’s general lack of financial preparedness for their later years. As just one example, the Employee Benefit Research Institute (EBRI) says that among workers age 55 and older, 44% have less than $250,000 saved for retirement (25% have less than $50,000). No amount of finger-wagging lectures seems to […]

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Profitable Ideas: Other Forms of Wealth, When Saving Becomes Hoarding, and More

Weekly list of curated personal finance articles from around the web. The five types of wealth (The Knowledge Toolkit). Some healthy new ways of thinking about what’s valuable. What is Service Line Insurance and Do I Need It? (Clark Howard). You probably get lots of pitches for this. Here’s one personal finance expert’s take on […]

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