Getting Started With a Budget
Using a budget is one of the smartest money management moves you could make. For guidance on using a paper & pencil system, read the Budget Quick Start Guide and make use of the Cash Flow Plan, Cash Flow Tracker, and Recommended Spending Guidelines, all found in the Resources section. For help using the online tool Mint.com, watch my tutorials here, here, and here. And for help with the Envelope system, read this article.
Remember, “The plans of the diligent lead to profit as surely as haste leads to poverty.” – Proverbs 21:5
What if there were a single step you could take to greatly increase your sense of financial control and confidence, decrease your financial stress, make your marriage work better, free up money for generosity, increase your savings, and speed the process of getting out of debt? What if this single step were available to you […]
A weekly roundup of some of the best personal finance articles from around the web. Is your brain wired for wealth? (Jason Zweig). A long read, but worth the effort for anyone who wants to invest better. 6 ways to lower the cost of college (The White Coat Investor). That ACT/SAT test prep course may be well […]
Would you like to achieve uncommon financial success? As I read the business classic, “Good to Great,” I couldn’t help but think that the principles used by the unusually successful businesses profiled in the book are directly applicable to how we manage money. In the book, author Jim Collins takes a close look at a […]
A weekly roundup of some of the best personal finance articles from around the web. 1 million kids suffer ID theft, so parents beware (CBS Money Watch). Checking to see if your children even have credit reports isn’t easy, but it’s important. Peer-to-peer payments carry risks (Chicago Tribune). With P2P apps, the rules are different, and so […]
Sheila has long been an expert at living beneath her means. Even when she was making a relatively low salary and living in an expensive city, she never worried about not having enough. She always had money in the bank. Because she grew up as one of five kids with a stay-at-home mom and schoolteacher […]
A weekly roundup of some of the best personal finance articles from around the web. With deceptive ‘discounts,’ retailers are manipulating us to spend more. Here are the worst offenders. (Washington Post). Retailers are very good at making us think we got a bargain. Is instinct eroding your financial health? (Morningstar). We all play the comparison game, […]
A weekly roundup of helpful personal finance articles. A beginner’s guide to monetizing a hobby (Magnify Money). Turning what you do for fun into a moneymaker. The romantic side of budgeting (The White Coat Investor). One of the least appreciated benefits of a budget is how it can foster a sense of financial oneness in marriage. IRS […]
I know; Christmas is probably the last thing on your mind right now. It’s 11 months away. However, by the time most Christmas prep articles come out, it’s too late to prepare adequately. What I’ve discovered in my own life is that the most helpful steps toward a financially sane Christmas begin in January. 1 […]
A weekly roundup of helpful personal finance articles. Why it’s more important than ever to file your taxes early this year (Magnify Money). It can help protect you from tax ID theft. With a tax deduction gone, is home equity a smart way to pay for college? (NY Times). A common source of college funding is now […]
Some of the better articles I found on my last trip through the financial cyberspace. 7 research-proven strategies that can help you finally get out of debt (Magnify Money). These ideas have been put to the test. Tax reform is here: What it means for your taxes (US News). Use the new parameters to estimate your 2018 […]
