Archive | Spending Smart

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Profitable Ideas: Fight Fair About Money, Social Media and the End of Childhood, and More

Weekly list of curated personal finance articles from around the web. Does your child need to file a tax return this year? (Kiplinger). The rules are somewhat complicated (big surprise there, right?). Another reason to file is if they had earned income and contributed to an IRA (preferably a Roth IRA!). A helpful guide to […]

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Profitable Ideas: Why We Buy, Virtual Credit Cards, and More

Weekly list of curated personal finance articles from around the web. Why we buy: the role of comparison in our spending choices (Becoming Minimalist). “Social indifference” is a good goal — actively not caring how other people are spending money (I didn’t say it would be easy!). Virtual credit cards: what are they and should […]

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The Case Against Frugality

As the recession of 2008 dragged on, frugality came into vogue, and many commentators believed a new and lasting way of life had begun. The savings rate went up, people held onto their cars longer, and second hand stores became all the rage. In 2010, 63 percent of people said the recession had “forever changed” […]

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It’s Amazing What You Can Get Just By Asking

Everyone has heard the advice, “It doesn’t hurt to ask.” But my experience has been far better than that. Time and time again, I’ve seen that it often pays to ask. Just by asking, I’ve gotten fees waived, better tables at restaurants, lower prices on subscriptions, and as I’ll describe below, a costly vehicle repair […]

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