There’s a new report out that says a growing but still small number of Americans are financially healthy. Working with researchers at the University of Southern California, the Center for Financial Services Innovation (CFSI) administers an annual eight-question survey among a representative sample of U.S. adults, leading to what it calls the U.S. Financial Health […]
Weekly roundup of interesting and helpful personal finance articles from around the web. Here’s why you should ask for a 5% raise right now (Money). “For the first time in a long time, workers may actually have the upper hand.” When job interviewers ask, “What are your weaknesses?” they’re testing your emotional intelligence (Grow). How […]
Weekly roundup of interesting and helpful personal finance articles from around the web. Here’s what could mess up your holiday shopping this year—and why you should start early (CNBC). Supply chain issues, mask mandates, and other reasons to start this year’s holiday shopping sooner than later. The college rankings racket (James Fallows). When choosing a […]
When Hal and Dee were in their mid-fifties, they found themselves with $50,000 of credit card and tax debt. That would have been bad enough, but they had been there before, which only made it worse. They had been riding a financial—not to mention emotional, spiritual, and marital—roller coaster for years. Repeating history Early in […]
Finances seem to always top the list of what people are stressed about, and debt is usually the top financial stressor. If you have credit card debt, there’s a remarkably simple step you can take to greatly speed up the process of getting out from under that debt. Just fix your payments. Let’s say you have a $1,000 balance […]
Weekly roundup of interesting and helpful personal finance articles from around the web. Signs you’ve become too frugal (Money Ning). If you want to know how I really feel about this topic, read The Case Against Frugality. How does a raise early in your career affect your finances? (Of Dollars and Data). Good reasons to […]
Weekly roundup of interesting and helpful personal finance articles from around the web. Why do we buy what we buy? (VOX). One of my favorite writers on our competitive, comparative spending. Why we struggle (Humble Dollar). The challenge to manage money well “isn’t complicated—and yet it isn’t so simple.” How to make a debt reduction […]
As we prepare to celebrate our country’s Independence Day this weekend, why not take a few minutes to figure out your financial independence day? If you have any debt other than a reasonable mortgage, that’s the day when you will be completely out of that debt. If the only debt you have is a mortgage, […]
Weekly roundup of interesting and helpful personal finance articles from around the web. A money-making machine: why a Roth IRA is your retirement best friend (USA Today). If you have kids and they have earned income, get them started on a Roth. Long after you’re gone, they’ll continue to think very nice thoughts about you! […]
“God paid a high price for you, so don’t be enslaved by the world.” – 1 Corinthians 7:23 I’ll never forget the day my parents invited me home for a little chat. They had started to sense that all was not well, and they were right. I was in financial trouble—deep trouble. My credit card […]
