The start of a new year means it’s time to look back on your cash flow plan (aka budget) from 2018 and create a new plan for 2019. A good place to start a review of last year’s cash flow is to see which, if any, categories came in over budget. Of course, I hope […]
A weekly roundup of some of the best personal finance articles from around the web. Putting panic in perspective (ETF.com). If you’re feeling a little worried about the stock market, this piece may help put you at ease. Best resume template: 9 ways to update your resume for 2019 (Clark Howard). Is finding a new […]
A weekly roundup of some of the best personal finance articles from around the web. Want to raise generous kids? Here’s how (Washington Post). Three recommended steps, but the first one is the most important one. How to decide whether to relocate for a job (Harvard Business Review). Making a pro/con list will only get […]
A weekly roundup of some of the best personal finance articles from around the web. Managing gift expectations with your kids during the holidays (Marriage, Kids and Money). The earlier you start, the better. Is pet insurance worth it? (Washington Post). In two words, probably not. Here’s why. A teacher defaulted on $55,000 in student debt—loan rehabilitation […]
There’s a new report out that says very few Americans are financially healthy. Working with researchers at the University of Southern California, the Center for Financial Services Innovation (CFSI) developed an eight-question survey that was taken by a representative sample of U.S. adults, leading to what it calls the U.S. Financial Health Pulse. Its results […]
Those of us who write about money for a living can get a little carried away by some of the nitty-gritty details. That seemed to be the case in a surprisingly impassioned debate that sprang up recently over what a person’s higher priority should be—controlling spending or controlling saving. At first, it seemed kind of […]
A weekly roundup of some of the best personal finance articles from around the web. The 5 things that best predict how rich you’ll be (Moneyish). Good things come to those who know how to wait. Is your employer’s retirement plan any good? Here’s how to find out (Quartz). All 401(k) plans are not created equal. Be […]
Wise money management is one of the most important subjects typically not taught in school. And unfortunately, where it is being taught, many of the efforts have been found to be ineffective. The issue seems to be that such teaching is too abstract. There’s been too much lecturing and too little letting kids do real […]
In a recent post, I described generosity as An Irrational Financial Act, going on to explain why it’s actually essential for anyone who wants to experience simple, meaningful financial success. With this post, I’d like to answer two very common questions about generosity. How Much to Give I believe the first principle to follow when […]
A weekly roundup of some of the best personal finance articles from around the web. What Hurricane Maria taught my family about life, money, and community (Wise Bread). A powerful reflection on a forced hardship. The psychology of money (Collaborative Fund). It isn’t how much you make; it’s what you do with what you make. But the […]
