Profitable Ideas: Other Forms of Wealth, When Saving Becomes Hoarding, and More

Weekly list of curated personal finance articles from around the web.

The five types of wealth (The Knowledge Toolkit). Some healthy new ways of thinking about what’s valuable.

What is Service Line Insurance and Do I Need It? (Clark Howard). You probably get lots of pitches for this. Here’s one personal finance expert’s take on whether it’s worth it.

Survey: 47% of U.S. adults have at least one unused gift card (Bankrate). Don’t let all that value go to waste.

When does saving become hoarding? (Good Sense). Saving money is a good thing, but even a good thing can go too far.

What you need to know about the incandescent light bulb ban (CNN). Most types are no longer available.

Talking to your kids about money (The College Financial Lady). “One of the best ways to make money conversations less awkward at any age is to have more of them.”

Why you should never use your retirement savings to pay off debt (Lifehacker). It’s tempting because the money is easy to access, but you’ll be better off looking elsewhere.

5 ways budgeting makes your life easier, not harder (Christian Stewardship Network).  I’ve said it before and I’ll say it again: a budget is the single most powerful tool for wise money management.

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