Profitable Ideas: 80/20 Personal Finance, The Last Time, and More

Weekly list of curated personal finance articles from around the web.

The Pareto principle never gets old (Contessa Capital Advisors). Read the bullet points for some great 80/20 advice.

Want a 3% interest rate? ‘Assumable mortgages,’ a relic of the 1980s, are here to combat high rates (MarketWatch). Of course, there’s a catch. They aren’t easy to find.

If living with debt is considered normal, I want to be different (Simple Money). Swimming against the tide of our consumer culture isn’t always easy, but it’s so worth the effort.

How parenting and self-control mediate the link between social media use and youth mental health (Institute for Family Studies). “Screen time use has no association with an index of mental health problems for teens who demonstrate high levels of self-control and enjoy a strong relationship with parents who supervise them—a minority of American teens.”

Gen Z workers expect to retire at age 61, and they aren’t afraid to ask AI how to do it (Fast Company). Would I sound like a scold if I asked, “Why such a strong desire to stop working at such a young age? Why isn’t there more desire to pursue meaningful, impactful work?”

Stop believing these common credit score myths (Washington Post). That little three-digit number matters, so it’s good to know what will improve your credit score, and what won’t.

The last time (Sound Mind Investing). An insight about life that’s worth taking to heart.

4 signs you’re a victim of identity theft (and what to do about it) (CBS Money Watch).There’s so much of this going on that people are getting worn out and complacent. That can cost you. See also, Americans have been scammed out of $2.7 billion in 2.5 years on social media—7 red flags to look out for (CNBC).

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