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Profitable Ideas: The Tipping Point, Best Password Protections, and More

Weekly list of curated personal finance articles from around the web.

How much should you tip? 5 people share their habits (Time). Tipping has gotten complicated—what to do with the dreaded tip screen.

Here’s how to cut your cable and cell phone bills (Fast Company). Make sure you’re talking with the right person, and other good moves for negotiators.

How to protect your child against identity theft (Wall Street Journal). If you’re not vigilant, it can be years before a problem is detected.

Did your child earn money last year? You can open a Roth IRA for them. (Flow Financial Planning). As I write in Trusted: Preparing Your Kids for a Lifetime of God-Honoring Money Management, if your child can get $2,000 to $3,000 into a Roth by the time they’re 18, they could end up with more tax-free money for retirement than the average person has after working for an entire lifetime.

How big tech rewired childhood (The New Statesman). It wasn’t that long ago that the concern about screen time was focused on materialism. Today, it’s about so much more. 

Which is better: your browser’s password manager or a standalone service? (Consumer Reports). Reasons why a standalone service may be better.

What the Bible really says about how to handle your money (Relevant Magazine). Not surprisingly, this isn’t just about what we do with money. It’s about our heart.

Five ways to trigger an IRS audit or notice (Washington Post). It’s interesting that extraordinary generosity looks suspicious to the IRS.

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