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Profitable Ideas: Breaking Bad Spending Habits, Double Checking Your Homeowners Insurance, and More

A weekly roundup of some of the more interesting and helpful personal finance articles I’ve read recently.

Break your bad spending habits (Living Well Spending Less). How little bad habits turn into big bad habits, and how your can turn it all around.

How ditching a car could save you thousands (Gen Y Planning). This is a frequently overlooked option for anyone trying to get their finances straightened out. Two-car households may be able to go down to one, and some one-car households might even be able to get along without a car.

Want to be happier? Live in a small house (The Week). The pull of the culture says, “Go big.” As is often the case, it may be best to choose otherwise.

How Darlene paid off over $35k in one year by doing a spending fast (And Then We Saved). Have you ever considered a spending fast? Of course, you can’t avoid spending in all areas, but maybe you could handle a temporary fast in certain categories like entertainment.

12 things your homeowners insurance probably doesn’t cover (Clark Howard). A good checklist. I was so glad we had drain backup insurance when we needed it. A “100-year storm” left us using every bit of the $10,000 of coverage.

7 secrets that will make you build good habits (Barking Up The Wrong Tree). Wise money management is largely about daily habits. Here’s how to cultivate good ones.

How minimalism empowers the pursuit of big, ambitious dreams (No Sidebar). I know — I keep including minimalism posts. Simplifying is a very enticing idea.

How do I parent adult children? (Ron Blue Institute). This one isn’t directly about money, but I thought it would be an encouragement to anyone with adult children.

What are your thoughts on any of the above? Let me know by leaving a comment below.

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