Archive | Budgeting/Planning

Getting Started With a Budget
Using a budget is one of the smartest money management moves you could make. For guidance on using a paper & pencil system, read the Budget Quick Start Guide and make use of the Cash Flow Plan, Cash Flow Tracker, and Recommended Spending Guidelines, all found in the Resources section. For help using the online tool Mint.com, watch my tutorials here, here, and here. And for help with the Envelope system, read this article.

Remember, “The plans of the diligent lead to profit as surely as haste leads to poverty.” – Proverbs 21:5

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Profitable Ideas: How Your Phone Impacts Your Spending, Too Much Stuff, and More

Weekly roundup of some of the best personal finance articles from around the web. You spend 41% more at the supermarket if you keep checking your phone (MarketWatch). Distracted shopping costs more. 200 random things libraries will let you check out for free—from instant pots to skulls (Money). When was the last time you checked […]

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Profitable Ideas: The 7 Factors That Lead to Wealth, Give Your Budget a New Name, and More

Weekly roundup of some of the best personal finance articles from around the web. The seven factors: behaviors that lead to wealth (The Simple Dollar). Some people build wealth and some people don’t. Here’s what makes the difference. Thanks to Facebook, your cellphone company is watching you more closely than ever (The Intercept). Why marketers […]

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Profitable Ideas: 10 Secrets of the Millionaires Next Door, A Question to Stop Asking Your Kids, and More

Weekly roundup of some of the best personal finance articles from around the web. 10 secrets of the millionaires next door (Kiplinger). The great thing is how accessible/doable each “secret” is. How much is your education worth? Depends how much you make (Bloomberg). Ten years from now, how people pay for college may look very […]

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New Year, New Plan

The start of a new year means it’s time to look back on your cash flow plan (aka budget) from 2018 and create a new plan for 2019. A good place to start a review of last year’s cash flow is to see which, if any, categories came in over budget. Of course, I hope […]

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Profitable Ideas: The Lessons of 2018, Toward More Ethical Uses of Money, and More.

A weekly roundup of some of the best personal finance articles from around the web. The 10 most valuable financial lessons I learned in 2018 (The Simple Dollar). There are some good lessons for all of us on this list. The 10 best financial resolutions for 2019 (Forbes). I like these resolutions a lot (although […]

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Profitable Ideas: 7 Financial Concepts You Should Know, A New Way to Recycle Your Christmas Tree, and More

A weekly roundup of some of the best personal finance articles from around the web. Seven ideas (Humble Dollar). Personal finance knowledge everyone should have. Dismantling my dreams, one brick at a time (Slate). All those home renovation shows make it look so easy. But one couple found out it’s much tougher than it looks […]

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