Profitable Ideas: Working Smarter, Surprising Ways Your Credit Worthiness is Determined, and more.

A weekly roundup of some of the best personal finance articles from around the web.

Smarter, not harder: How to succeed at work (Farnam Street). Eliminate the unnecessary, which probably accounts for a shockingly large portion of each day.

The wisdom of frugality: Why simple living is supposed to improve us (The Simple Dollar). Simple, frugal living is about much more than spending less.

I delivered packages for Amazon and it was a nightmare (The Atlantic). It sounded like easy money, until this writer gave it a try.

The trait that determines whether you’re good with money (The Cut). The importance of cultivating the right money mindset.

Have a Yahoo email? An android phone? Your mortgage options may be limited (Forbes). The criteria that determine credit worthiness are changing.

Taking a loan from your 401(k) does come with risks (CNBC). Generally, it’s best to consider your retirement account a, well, retirement account.

The recycling game is rigged against you (Bloomberg View). What we do with all the waste created by our consumer culture is a part of good stewardship. If only it were easier.

Why you need an umbrella insurance policy (Kiplinger). You can get a lot of protection for a relatively small premium

What are your thoughts on any of the above? Let me know by leaving a comment below.

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