Archive | Insurance


Does Permanent Life Insurance Ever Make Sense?

In recent weeks, I’ve written articles designed to help you figure out whether you need life insurance, and if so, how much.  Once you’ve taken those steps, the next decision will be whether to go with term or permanent insurance. What’s the Difference Between Term and Permanent Life Insurance? Term life insurance. Term life insurance […]

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Flexible Spending Accounts Becoming Less Flexible

If you have a Flexible Spending or Health Savings Account, some new rules will soon go into effect that you’re not going to be happy about.  Beginning next year, you will no longer be able to use such accounts to pay for many over-the-counter medicines or drugs (allergy and cold medicines, antacids, acne treatments, etc., […]

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Disability Insurance Disconnect

Your ability to earn income is among your most valuable assets, and yet very few people have disability insurance.  According to a recent survey by Northwestern Mutual, less than half of all adults age 21 or older have disability insurance. The non-profit Life and Health Insurance Foundation for Education provides helpful information about disability insurance, […]

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Does Tony Soprano Need Life Insurance?

Which of the following TV dads do you think has the greater need for life insurance: mob boss Tony Soprano, Cliff Huxtable of the Cosby Show, or Mike Brady of the Brady Bunch? According to a national survey conducted for the non-profit Life and Health Insurance Foundation for Education (LIFE), most people assume Tony Soprano […]

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